Payment and PSP Accounting
Connect PSP activity, settlements and bank balances.
Accounting and reconciliation for payment businesses. Bring PSP records, settlement information and bank statements into a consistent finance process, with differences tracked through to resolution or a documented open item.
Each source shows part of the movement.
PSP activity, settlement records and bank statements do not always present the same information in the same way. Without a clear reconciliation, the ledger can contain differences that are difficult to explain at close or during external review.
Payment flows with a documented accounting trail.
Agreed payment sources are connected to settlement and bank records. Reconciliations support the ledger, and unresolved items identify the information or decision needed to move forward.
Evidence behind the reported balances.
Depending on the agreed scope:
- Accounting records for agreed payment and PSP activity.
- Reconciliation schedules connecting PSP, settlement and bank records.
- Supporting schedules for the relevant ledger balances.
- An exception register with unresolved items and required actions.
- Close, reporting and audit-support schedules.
Follow the records through the finance workflow.
Confirm the sources.
Identify the PSPs, bank accounts, records and accounting systems covered by the engagement.
Reconcile the flows.
Compare payment-source records with settlements, bank statements and the ledger.
Investigate differences.
Document exceptions and obtain the information or client decisions required.
Prepare the close.
Apply agreed review procedures and deliver the relevant schedules and reporting.
Coverage is agreed before delivery.
Supported PSPs, banks and systems are confirmed during assessment. Recurring accounting and historical remediation are scoped separately. The client provides source information and approvals; management retains responsibility for accounting policies and material judgements. This service does not guarantee licensing, regulatory, bank or audit outcomes.